Insurance Service
Our insurance service provides access to experienced staff, who possess an extensive understanding of schools insurance and risk management requirements. We provide accurate, clear assistance, tailored to meet your needs.

The Royal Borough’s insurance officers provide all necessary support on making and receiving claims, including reimbursement of losses and support in the appointment of carefully chosen experts in legal representation.

The Council’s insurance facilities are supported by insurers who are authorised and regulated by the Financial Conduct Authority and provide cover for your key business risks. Through our regular market testing, you will be guaranteed insurance protection and costs at a very competitive rate.

How can we help you?

  • We offer comprehensive insurance for all aspects on your business. The cover is through the Council’s own insurance policies and will include:
    • Public Liability
    • Employers Liability
    • Property covering buildings and contents for fire, theft, aircraft, storm, flood, escape of water, impact and terrorism
    • Engineering inspection required by law for lifts, boilers and ventilation equipment
    • Fidelity Guarantee (Employee Dishonesty)
    • Personal Accident
    • Business interruption - the additional costs incurred when insurance damage occurs to buildings
  • Claims made against you
    • Should a claim be made against you, the insurance staff are dedicated to handling the claims. They will guide you through the process, and bring in other support as required; a solicitor, loss adjuster, or other expert will be appointed as part of our service agreement at no extra cost.
  • Advice and guidance
    • Our insurance staff can provide advice to you on preventative measures to help you minimise the risk of loss and the adverse impact that an incident could have upon your business
    • The insurance section also has a role on behalf of the Council as the Local Authority to ensure that appropriate insurance arrangements are in place at each of its schools.
      Where you choose to make your own arrangements, you must provide evidence to confirm that you have the required insurance cover in place.
      For both Local Authority schools and voluntary aided schools, the insurance section will provide advice and guidance to help put the necessary insurance in place
  • If you need to claim
    • Should an accident occur at your school, for example a flood or fire, insurance staff will work with you to deal with the problem, appointing experts to assist and help restore normal business as quickly as possible.
  • Risk Management
    • Royal Borough of Greenwich insurance section also offers advice on loss prevention and mitigation. Losses can have a major impact on schools through for example, a fire and the resultant damage of premises. The insurance section is able to provide advice on the avoidance of incidents that can substantially disrupt school operations, and ensure the continued smooth running of education and activities. We have access to facilities to arrange risk assessments, and to plan for handling those in alignment with the school’s main objectives. Our risk management services may be subject to additional fees, but we will be happy to discuss and agree your requirements, and quote fixed fees for you to consider.
  • Schools arranging their own insurance
    • The Council’s insurance section also has a role to ensure that maintained and voluntary aided schools which do not take up the council’s insurance facility, have the minimum necessary cover. Should you choose to make your own arrangements, we need evidence that adequate cover is in place.
  • SUMMARY
    • The Royal Borough’s insurance section has the experience and expertise to take the problem out of your hands - arranging your school’s insurance, and dealing smoothly with any claims that occur. We can also supply assistance with loss prevention, business continuity and risk management. This is all delivered to you efficiently and at a competitive cost, leaving you to get on with the important task of educating children and young people. We look forward to being of help and receiving your enquiries.

Costs

The insurance section will provide a summary of insurance services, the charges for insurance, and the excesses that will apply (the first part of any claim to be met by the school - if any).

Contact

For all insurance cover and costs
Derryck McCready
Financial Governance Manager
020 8921 6966
derryck.mccready@royalgreenwich.gov.uk

For all claims handling and reporting:-
Insurance Team
Royal Borough of Greenwich
020 8921 5188
insurance@royalgreenwich.gov.uk